person using calculator

Deposit Rates

Personal Accounts 

Account Type Minimum Balance to Pay Interest Interest Rate* APY**
iChecking All Balances up to $10,000
with Tiered Rates
2.00% 2.02%
iChecking All Balances up to $10,000
with Tiered Rates
1.49% 1.50%
iChecking All Balances up to $10,000
with Tiered Rates
0.03% 0.03%
Platinum Checking $1,000 0.03% 0.03%
Savings $100 0.03% 0.03%
Young Savers $25
0.03% 0.03%
Money Market $1,000 $0.00 - $999.99: 0.00% $0.00 - $999.99: 0.00%
Money Market $1,000 $1,000 - $9,999.99: 0.03% $1,000 - $9,999.99: 0.03%
Money Market $1,000 $10,000 and above: 0.05% $10,000 and above: 0.05%
American Advantage
Money Market
$10,000 with
Tiered Rates
$10,000 - $99,999.99: 0.05% $10,000 - $99,999.99: 0.05%
American Advantage
Money Market
$10,000 with
Tiered Rates
$100,000 - $199,999.99: 0.10% $100,000 - $199,999.99: 0.10%
American Advantage
Money Market
$10,000 with
Tiered Rates
$200,000 - $349,999.99: 0.21% $200,000 - $349,999.99: 0.21%
American Advantage
Money Market
$10,000 with
Tiered Rates
$350,000 and above: 0.26% $350,000 and above: 0.26%


*Interest Rates are effective as of November 28, 2022 and are subject to change without prior notice. For current interest rates call 1.866.579.7959
**APY = Annual Percentage Yield
◊ iChecking Interest Reward Requirements:
Direct Deposit required to earn Interest Rewards for this account
E-Statements required to earn Interest Rewards for this account
Tier 1 - 20 posted debit transactions required per statement cycle
Tier 2 - 7 posted debit transactions required per statement cycle
Tier 3 - less than 7 posted debit transactions and/or Direct Deposit or E-Statement if requirements not met
Interest is earned on daily balance. Each day your account maintains a minimum balance, you will earn interest as provided in account disclosures for each statement cycle
 
 

Business Accounts

Account Type Minimum Balance to
Pay Interest
Interest Rate* APY**
Business NOW All Balances 0.03% 0.03%
Money Market $1,000 $0.00 - $999.99: 0.00% $0.00 - $999.99: 0.00%
Money Market $1,000 $1,000.00 - $9,999.99: 0.03% $1,000.00 - $9,999.99: 0.03%
Money Market $1,000 $10,000.00 - and above: 0.05% $10,000.00 - and above: 0.05%
American Advantage
Money Market
$10,000 $0.00 - $9,999.00: 0.00% $0.00 - $9,999.00: 0.00%
American Advantage
Money Market
$10,000 $10,000 - $99,999.99: 0.05% $10,000 - $99,999.99: 0.05%
American Advantage
Money Market
$10,000 $100,000 - $199,999.99: 0.10% $100,000 - $199,999.99: 0.10%
American Advantage
Money Market
$10,000 $200,000 - $349,999.99: 0.21% $200,000 - $349,999.99: 0.21%
American Advantage
Money Market
$10,000 $350,000 and above: 0.26% $350,000 and above: 0.26%


*Interest Rates are effective as of  November 28, 2022 and are subject to change without prior notice. For current interest rates call 1.866.579.7959
**APY = Annual Percentage Yield
◊◊non-profit organizations, sole proprietors and government entities only
Interest is earned on daily balance. Each day your account maintains a minimum balance, you will earn interest as provided in account disclosures for each statement cycle
 
 

CDs/IRAs

Term Opening Balance Requirement Interest Rate*  APY** 
1 Month $1,000 0.05% 0.05%
3 Month $1,000 0.10% 0.10%
6 Month $1,000 0.50% 0.50%
12 Month $1,000 0.91% 0.91%
18 Month $1,000 0.85% 0.85%
24 Month $1,000 0.90% 0.90%
36 Month $1,000 1.00% 1.00%
48 Month $1,000 1.10% 1.10%
60 Month $1,000 1.25% 1.25%


*Interest Rates are effective as of November 28, 2022 and are subject to change without prior notice. For current interest rates call 1.866.579.7959
**APY = Annual Percentage Yield
Interest is earned on daily balance. Each day your account maintains a minimum balance, you will earn interest as provided in account disclosures for each statement cycle