person using calculator

Deposit Rates

CD Specials 

Account Type Opening Balance Interest Rate* APY**
15 Month Flex *** $1,000 4.07% 4.15%
*Interest Rates are effective as of 5/8/23  and are subject to change without prior notice. For current interest rates call 1.866.579.7959.
**APY = Annual Percentage Yield
Interest is earned on daily balance. Each day your account maintains a minimum balance, you will earn interest as provided in account disclosures for each statement cycle
***The minimum to open and obtain the APY is $1 ,000. Rates are variable, compounded monthly. Withdrawal of interest will reduce earnings. A penalty may be imposed for early withdrawal.   Refer to Truth-in Savings disclosure for complete details.  Available for personal and business accounts.


Personal Accounts 

Account Type Minimum Balance to Pay Interest Interest Rate* APY**
iChecking All Balances up to $10,000
with Tiered Rates
2.00% 2.02%
iChecking All Balances up to $10,000
with Tiered Rates
1.49% 1.50%
iChecking All Balances up to $10,000
with Tiered Rates
0.05% 0.05%
Platinum Checking $1,000 0.05% 0.05%
Savings $100 0.05% 0.05%
Young Savers $25
0.05% 0.05%
Money Market $1,000 $0.00 - $999.99: 0.00% $0.00 - $999.99: 0.00%
Money Market $1,000 $1,000 - $9,999.99: 0.10% $1,000 - $9,999.99: 0.10%
Money Market $1,000 $10,000 and above: 0.36% $10,000 and above: 0.36%
American Advantage
Money Market
$10,000 with
Tiered Rates
$10,000 - $99,999.99: 0.36% $10,000 - $99,999.99: 0.36%
American Advantage
Money Market
$10,000 with
Tiered Rates
$100,000 - $199,999.99: 0.46% $100,000 - $199,999.99: 0.46%
American Advantage
Money Market
$10,000 with
Tiered Rates
$200,000 - $349,999.99: 0.56% $200,000 - $349,999.99: 0.56%
American Advantage
Money Market
$10,000 with
Tiered Rates
$350,000 and above: 0.76% $350,000 and above: 0.76%


*Interest Rates are effective as of 5/8/23 and are subject to change without prior notice. For current interest rates call 1.866.579.7959.
**APY = Annual Percentage Yield
◊ iChecking Interest Reward Requirements:
Direct Deposit required to earn Interest Rewards for this account
E-Statements required to earn Interest Rewards for this account
Tier 1 - 20 posted debit transactions required per statement cycle
Tier 2 - 7 posted debit transactions required per statement cycle
Tier 3 - less than 7 posted debit transactions and/or Direct Deposit or E-Statement if requirements not met
Interest is earned on daily balance. Each day your account maintains a minimum balance, you will earn interest as provided in account disclosures for each statement cycle
 
 

Business Accounts

Account Type Minimum Balance to
Pay Interest
Interest Rate* APY**
Business NOW All Balances 0.05% 0.05%
Money Market $1,000 $0.00 - $999.99: 0.00% $0.00 - $999.99: 0.00%
Money Market $1,000 $1,000.00 - $9,999.99: 0.10% $1,000.00 - $9,999.99: 0.10%
Money Market $1,000 $10,000.00 - and above: 0.36% $10,000.00 - and above: 0.36%
American Advantage
Money Market
$10,000 $0.00 - $9,999.00: 0.00% $0.00 - $9,999.00: 0.00%
American Advantage
Money Market
$10,000 $10,000 - $99,999.99: 0.36% $10,000 - $99,999.99: 0.36%
American Advantage
Money Market
$10,000 $100,000 - $199,999.99: 0.46% $100,000 - $199,999.99: 0.46%
American Advantage
Money Market
$10,000 $200,000 - $349,999.99: 0.56% $200,000 - $349,999.99: 0.56%
American Advantage
Money Market
$10,000 $350,000 and above: 0.76% $350,000 and above: 0.76%


*Interest Rates are effective as of  5/8/23  and are subject to change without prior notice. For current interest rates call 1.866.579.7959.
**APY = Annual Percentage Yield
◊◊non-profit organizations, sole proprietors and government entities only
Interest is earned on daily balance. Each day your account maintains a minimum balance, you will earn interest as provided in account disclosures for each statement cycle
 
 

CDs/IRAs

Term Opening Balance Requirement Interest Rate*  APY** 
1 Month $1,000 0.05% 0.05%
3 Month $1,000 0.10% 0.10%
6 Month $1,000 4.94% 5.06%
12 Month $1,000 4.94% 5.06%
18 Month $1,000 1.50% 1.51%
24 Month $1,000 1.99% 2.01%
36 Month $1,000 1.50% 1.51%
48 Month $1,000 1.50% 1.51%
60 Month $1,000 1.50% 1.51%


*Interest Rates are effective as of 5/8/23  and are subject to change without prior notice. For current interest rates call 1.866.579.7959.
**APY = Annual Percentage Yield
Interest is earned on daily balance. Each day your account maintains a minimum balance, you will earn interest as provided in account disclosures for each statement cycle