Personal Accounts
| Account Type | Minimum Balance to Pay Interest | Interest Rate* | APY** |
|---|---|---|---|
| iChecking◊ | All Balances up to $10,000 with Tiered Rates |
2.00% | 2.02% |
| iChecking◊ | All Balances up to $10,000 with Tiered Rates |
1.49% | 1.50% |
| iChecking◊ | All Balances up to $10,000 with Tiered Rates |
0.03% | 0.03% |
| Platinum Checking | $1,000 | 0.03% | 0.03% |
| Savings | $100 | 0.03% | 0.03% |
| Young Savers | $25 |
0.03% | 0.03% |
| Money Market | $1,000 | $0.00 - $999.99: 0.00% | $0.00 - $999.99: 0.00% |
| Money Market | $1,000 | $1,000 - $9,999.99: 0.03% | $1,000 - $9,999.99: 0.03% |
| Money Market | $1,000 | $10,000 and above: 0.05% | $10,000 and above: 0.05% |
| American Advantage Money Market |
$10,000 with
Tiered Rates
|
$10,000 - $99,999.99: 0.05% | $10,000 - $99,999.99: 0.05% |
| American Advantage Money Market |
$10,000 with
Tiered Rates
|
$100,000 - $199,999.99: 0.10% | $100,000 - $199,999.99: 0.10% |
| American Advantage Money Market |
$10,000 with
Tiered Rates
|
$200,000 - $349,999.99: 0.21% | $200,000 - $349,999.99: 0.21% |
| American Advantage Money Market |
$10,000 with
Tiered Rates
|
$350,000 and above: 0.26% | $350,000 and above: 0.26% |
*Interest Rates are effective as of November 28, 2022 and are subject to change without prior notice. For current interest rates call 1.866.579.7959
**APY = Annual Percentage Yield
◊ iChecking Interest Reward Requirements:
Direct Deposit required to earn Interest Rewards for this account
E-Statements required to earn Interest Rewards for this account
Tier 1 - 20 posted debit transactions required per statement cycle
Tier 2 - 7 posted debit transactions required per statement cycle
Tier 3 - less than 7 posted debit transactions and/or Direct Deposit or E-Statement if requirements not met
Interest is earned on daily balance. Each day your account maintains a minimum balance, you will earn interest as provided in account disclosures for each statement cycle
**APY = Annual Percentage Yield
◊ iChecking Interest Reward Requirements:
Direct Deposit required to earn Interest Rewards for this account
E-Statements required to earn Interest Rewards for this account
Tier 1 - 20 posted debit transactions required per statement cycle
Tier 2 - 7 posted debit transactions required per statement cycle
Tier 3 - less than 7 posted debit transactions and/or Direct Deposit or E-Statement if requirements not met
Interest is earned on daily balance. Each day your account maintains a minimum balance, you will earn interest as provided in account disclosures for each statement cycle
Business Accounts
| Account Type | Minimum Balance to Pay Interest |
Interest Rate* | APY** |
|---|---|---|---|
| Business NOW◊◊ | All Balances | 0.03% | 0.03% |
| Money Market | $1,000 | $0.00 - $999.99: 0.00% | $0.00 - $999.99: 0.00% |
| Money Market | $1,000 | $1,000.00 - $9,999.99: 0.03% | $1,000.00 - $9,999.99: 0.03% |
| Money Market | $1,000 | $10,000.00 - and above: 0.05% | $10,000.00 - and above: 0.05% |
| American Advantage Money Market |
$10,000 | $0.00 - $9,999.00: 0.00% | $0.00 - $9,999.00: 0.00% |
| American Advantage Money Market |
$10,000 | $10,000 - $99,999.99: 0.05% | $10,000 - $99,999.99: 0.05% |
| American Advantage Money Market |
$10,000 | $100,000 - $199,999.99: 0.10% | $100,000 - $199,999.99: 0.10% |
| American Advantage Money Market |
$10,000 | $200,000 - $349,999.99: 0.21% | $200,000 - $349,999.99: 0.21% |
| American Advantage Money Market |
$10,000 | $350,000 and above: 0.26% | $350,000 and above: 0.26% |
*Interest Rates are effective as of November 28, 2022 and are subject to change without prior notice. For current interest rates call 1.866.579.7959
**APY = Annual Percentage Yield
◊◊non-profit organizations, sole proprietors and government entities only
Interest is earned on daily balance. Each day your account maintains a minimum balance, you will earn interest as provided in account disclosures for each statement cycle
**APY = Annual Percentage Yield
◊◊non-profit organizations, sole proprietors and government entities only
Interest is earned on daily balance. Each day your account maintains a minimum balance, you will earn interest as provided in account disclosures for each statement cycle
CDs/IRAs
| Term | Opening Balance Requirement | Interest Rate* | APY** |
|---|---|---|---|
| 1 Month | $1,000 | 0.05% | 0.05% |
| 3 Month | $1,000 | 0.10% | 0.10% |
| 6 Month | $1,000 | 0.50% | 0.50% |
| 12 Month | $1,000 | 0.91% | 0.91% |
| 18 Month | $1,000 | 0.85% | 0.85% |
| 24 Month | $1,000 | 0.90% | 0.90% |
| 36 Month | $1,000 | 1.00% | 1.00% |
| 48 Month | $1,000 | 1.10% | 1.10% |
| 60 Month | $1,000 | 1.25% | 1.25% |
*Interest Rates are effective as of November 28, 2022 and are subject to change without prior notice. For current interest rates call 1.866.579.7959
**APY = Annual Percentage Yield
Interest is earned on daily balance. Each day your account maintains a minimum balance, you will earn interest as provided in account disclosures for each statement cycle
**APY = Annual Percentage Yield
Interest is earned on daily balance. Each day your account maintains a minimum balance, you will earn interest as provided in account disclosures for each statement cycle