When you bank with American State Bank, we aim to offer high-quality and secure products to help you make the most out of your investment dollars.
We offer a range of flexible money market accounts so you can be assured that you are getting the most from your banking relationship. We are dedicated to your success.
Money Market
- Minimum Opening Balance : $1,000.00
- Minimum Balance & Monthly Service Charge :
- $1,000.00 and above: No Service Charge
- $0.00-$999.99: $10.00
- Above charges applicable if daily balance falls below minimum balance any day of the statement cycle
- Interest : Interest is earned on daily balance. Each day your account maintains a minimum balance, you will earn interest as provided in your account disclosure for each statement cycle
- Withdrawals : An excess debit fee of $10.00 will be charged for each posted, covered withdrawal or transfer in excess of six (6) per statement cycle
- Monthly Statements : Check image eStatements or mailed check image statements
Account Benefits:
- Digital Banking
- Remote Deposit
- Telephone Banking
American Advantage - Money Market
- Minimum Opening Balance : $10,000.00
- Minimum Balance & Monthly Service Charge :
- $10,000.00 and above: No Charge
- $0.00-$9,999.99: $10.00
- Above charges applicable if daily balance falls below the minimum balance any day of the statement cycle
- Interest : Interest is earned on daily balance. Each day your account maintains a minimum balance, you will earn interest as provided in your account disclosure for each statement cycle
- Withdrawals : An excess debit fee of $10.00 will be charged for each posted, covered withdrawal or transfer in excess of six (6) per statement cycle
- Monthly Statements : Check Image eStatements or mailed check image statements
Account Benefits:
- Digital Banking
- Remote Deposit
- Telephone Banking
- We may require not less than 7 days’ notice before each withdrawal from an interest-bearing account other than a time deposit or from any other savings account as described by Regulation D
- Terms & Fees may change without prior notice
- Minimum balance required to avoid service charge and qualifications may apply. Account disclosures obtained when opening account contain complete account details
- See Schedule of Fees for other applicable charges
- Fees and other conditions may reduce the earnings on your account
- American State Bank limits the number of covered withdrawals and transfers to six (6) per calendar month or statement cycle. A covered withdrawal or transfer is one made with our bank or to a third party including preauthorized transfers, automatic transfers by phone, including fax or internet banking service (transfer or bill payment); or if made by check, ACH, debit card (point of sale) or similar order payable to third parties.
- Rates are variable and may change without prior notice after account is opened. APYs are effective as of 1/15/2024. For current interest rates call 1-866-579-7959.
- *APY = Annual Percentage Yield
Spend with peace of mind.
We provide secure technology to all our customers so you can spend without skipping a beat.